CONVENTIONAL MORTGAGE
Buy Your Dream Home With a Conventional Mortgage!
ABOUT CONVENTIONAL
HOW WE CAN HELP!
- What is a conventional loan? Not government-backed; follows Fannie Mae/Freddie Mac guidelines
- Minimum credit score: Typically 620+
- Down payment: As low as 3% for first-time buyers
- PMI: Required if down payment <20%, but can be removed
- Pros: Competitive rates, flexible terms, no upfront mortgage insurance
- Cons: Stricter credit/income requirements
Ideal for: Buyers with solid credit and income, or looking to avoid long-term mortgage insurance
Applying for a conventional loan can be a nerve-racking process, but by making the right preparations and taking the right steps, it’s totally doable.
If you’re considering applying for a conventional loan in the near future, we can help you through every step of the process.
