DSCR / INVESTMENT MORTGAGE
Become the Best Real Estate Investor You Can Be!

ABOUT DSCR
HOW WE CAN HELP!
- What is a DSCR loan? Qualifies based on property cash flow, not personal income
- DSCR formula: Net operating income ÷ debt service (P&I)
- Minimum DSCR: Typically 1.0–1.25
- No tax returns or W-2s required
- Pros: Fast approval, scalable for portfolio growth
- Cons: Higher rates, larger down payments (20–25%)
Ideal for: Investors, self-employed borrowers, short-term rental buyers
Weather it is your first investment property or your 50th, CMR can help get you the financing you need to grow your real estate portfolio.
We work with the top lenders to help provide you the best investment rates in the country.