DSCR / INVESTMENT MORTGAGE
Financing for investment properties — based on the property’s performance.
ABOUT DSCR
HOW WE CAN HELP!
- What is a DSCR loan? Qualifies based on property cash flow, not personal income
- DSCR formula: Net operating income ÷ debt service (P&I)
- Minimum DSCR: Typically 1.0–1.25
- No tax returns or W-2s required
- Pros: Fast approval, scalable for portfolio growth
- Cons: Higher rates, larger down payments (20–25%)
Ideal for: Investors, self-employed borrowers, short-term rental buyers
Whether it’s your first rental or your next one, we’ll help you compare DSCR options and move with a plan that protects your numbers.
