FHA Mortgage
A flexible path to homeownership — with room to breathe.
ABOUT FHA
HOW WE CAN HELP!
- What is an FHA loan? Government-backed loan with flexible credit and down payment requirements
- Minimum credit score: 580 (3.5% down), 500 (10% down)
- Mortgage insurance: Required upfront (1.75%) and annually
- Pros: Low down payment, flexible guidelines, gift funds allowed
- Cons: Mortgage insurance can’t be removed unless refinanced
Ideal for: First-time buyers, buyers with limited savings or credit challenges
We’re here to make the FHA home loan process easier, with tools and knowledge
that will help guide you along the way, starting with our FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to
choose the right one for you whether you’re a first-time home buyer or a repeat
buyer.
