USDA MORTGAGE
Buy a Home Outside the City Limits with USDA!
ABOUT USDA
HOW WE CAN HELP!
- What is a USDA loan? Government-backed loan for eligible rural areas
- Down payment: 0% required
- Income limits: Must be under 115% of area median income
- Location eligibility: Property must be in a USDA-approved area
- Pros: No down payment, low rates, reduced mortgage insurance
- Cons: Geographic and income restrictions
Ideal for: Buyers in rural areas with moderate income
We’re here to make the USDA home loan process easier, with tools and knowledge that will help guide you along the way, starting with our USDA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a repeat buyer.
